When you study an undergraduate course, you can apply for loans to cover your tuition fees and living costs, as well as receive extra help if you have a child, disability or an adult dependent.
Tuition Fee Loan, is the amount your university or college charges each year to attend your course, are paid directly to the course provider. Tuition Fee Loan is fully refundable and you won’t have to pay it back until after your course, when you’re earning above a certain level. The Tuition Fee Loan does not depend on your household income.
Maintenance Loan is available to help you with your living costs including accommodation, food, books, and travel. You can apply for your Maintenance Loan when you apply for your Tuition Fee Loan. The Maintenance Loan is normally paid in three installments – one at the start of each term – straight into the student’s bank account. Maintenance Loan is fully refundable and you won’t have to pay it back until after your course, when you’re earning above a certain level. This support depends on your household income.
The main supports are fully refundable after finishing your studies.
Students with children can apply for:
Parents’ Learning Allowance help the student with course-related costs if you have children who depend on you. The grant can help with course-related costs such as books or travel for students who have dependent children. The amount you can get depends on your household income and is not refundable;
Childcare Grant helps with childcare costs if the student has dependent children under 15 (or under 17 if the child has special educational needs) in registered or approved childcare. Childcare Grant is additional income assessed funding to help students with children pay the costs of childcare during study. The amount you can get depends on your household income and is not refundable.
Students with dependent adults can apply for:
Adult Dependants’ Grant can help if a student has an adult who depends on them financially. This can’t be the student’s grown up children or any adult who gets student finance. The amount of ADG you can get depends on your household income and is not refundable.
Students with disabilities
You can get Disabled Students Allowances if you have a disability, including a long-term health condition, mental-health condition or a specific learning difficulty which has a long-term adverse effect on your ability to carry out normal day-to-day activities. DSAs can help with the cost of having a person to support the student (for the additional support they may require while studying), items of specialist equipment, travel and other study-related costs. This grant does not depend on household income and is not refundable.
Other supports includes travel discounts/grants, Bursaries and scholarships which are also not refundable.